Orange Insurance is a full service agency and brokerage that will work with you to
- New Ventures OK!
- Commercial General Liability Insurance
- Professional Liability Insurance
- Business Personal Property Insurance
- Building Insurance
- Commercial Auto Insurance & More
- Bad Credit OK!
- Rates starting as low as $125/year
- Financing available
- We will beat any written quote you have
- Assistance with State Requirements
Small Business Insurance
and can help to guide you through the state requirements (if applicable).
We specialize in smaller companies - micro business, solopreneurs, entrepreneurs, consultants, mom & pops - those that may want (or require) a more personal touch. New ventures, start-ups and existing companies alike will find our services invaluable...
We understand that there are many small businesses and start-ups out there that know what THEY do well, but don't have any idea why they might need insurance or what it is for... Below is a quick overview on what small business insurance could be used for:
General Liability Insurance (sometimes called "CGL"), protects your business against claims and lawsuits arising out of anything from a trip & fall accident to copyright infringement. It can also help to cover the cost of legal fees in your defense... For as little as $125 a year, you can have $1,000,000 in of coverage!
Professional Liability or Errors and Omissions (E&O) Insurance is made for techology, consultants, accountants, attorneys, real estate brokers, architects, engineers, etc. If you provide a professional service or provide advice to clients then you need professional liability insurance as well as general liability insurance.
E&O Insurance protects your client in the event of financial loss due in part to your mistakes, errors, omissions or because you failed to perform a service. Professional liability insurance does not cover bodily injury and property damage which will normally be covered under a general liability policy.
Errors and Omissions Insurance can cover legal costs to defend you, your company or firm in a lawsuit. It can even cover you even if you didn’t make a mistake.
Technology consultants, software companies and other technology related businesses need errors and omissions coverage because if your advice is incorrect or your technology fails, the client may suffer some kind of financial loss.
Business Personal Property Insurance would cover merchandise, furniture, fixtures and many other things used in your business, while Business Income Insurance will reimburse you for lost earnings.
You can get insured for your computers, cyber security data breaches, your store front windows, property of others in your control, your business owned vehicles and much, much more! For a small premium you can rest assured that if you are sued, your business will continue to stay afloat with assets intact.
Whatever you need, we can handle it. Working with over 200 of the industry's leading carriers, we quote your business insurance comparing all of the different coverage options and finding something that will fit within your budget.
If you are having difficulty in setting up your business with the state, we're more than happy to help guide you through that at no cost!
Working with Orange Insurance enables us to assess your entire company risk profile, making sure that you are covered from all sides.